Loving my 1 year young XC40 :)

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Mikeg1
Posts: 495
Joined: Tue Nov 02, 2021 7:14 pm

Post by Mikeg1 »

Ha. Just back from walking 🐕

Noticeable on our walks the village seems to be 75% Volvo or LR.

Spoke to a few XC40 users and they all seemed happy. Hence our choice.
Mike. West Yorks.

MY22 B4P R Design 8 sp auto, Thunder Grey with Climate, Park Assist, Android Auto, Car Protection & mudflaps, Service Plan.

Ordered 02/11/21, collected 17/11/21

Deleted User 3629

Post by Deleted User 3629 »

Could not agree more - how an individual buys, rents, or by what ever means (except theft) obtains their personal positions is nobody's business but there own - just like to help adjust the balance when too much bias and not enough fact is so apparent??
JFDIT
Posts: 1240
Joined: Tue Sep 28, 2021 5:21 pm

Post by JFDIT »

I see. So you're saying your Bias is Factless. At last we agree 😂
XC40 MY24 B4 Ultimate Dark, Black Leather, Crystal White, 20" Rims
Lincolnshire England.
Deleted User 3629

Post by Deleted User 3629 »

@JFDIT :lol: :lol: :lol: :lol: your attitude helps support bias balancing so well
JFDIT
Posts: 1240
Joined: Tue Sep 28, 2021 5:21 pm

Post by JFDIT »

You're boring me now. Bye
XC40 MY24 B4 Ultimate Dark, Black Leather, Crystal White, 20" Rims
Lincolnshire England.
Mikeg1
Posts: 495
Joined: Tue Nov 02, 2021 7:14 pm

Post by Mikeg1 »

Yes. I'm out on this one.

The only bias I see here is from users who seem to dislike CbV.

🤷🏻‍♂️
Mike. West Yorks.

MY22 B4P R Design 8 sp auto, Thunder Grey with Climate, Park Assist, Android Auto, Car Protection & mudflaps, Service Plan.

Ordered 02/11/21, collected 17/11/21
hotfrog
Posts: 50
Joined: Tue Jun 22, 2021 11:26 am
Location: Longfield Kent UK

Post by hotfrog »

JFDIT wrote: Thu Jan 06, 2022 8:30 pm CbV, or Volvo Subscription is not a finance deal.
Volvo provide you with a fully funded vehicle and you pay monthly....and that is not finance? Really?
XC40 R-design B4 FWD 7 speed. Ordered 14/10/21 Delivered 13/1/22
Pilot Assist, 360 deg cam, Panoramic roof etc.
JFDIT
Posts: 1240
Joined: Tue Sep 28, 2021 5:21 pm

Post by JFDIT »

In as much as renting a vehicle from Hertz is a finance deal then yes you are correct. But what is your point?

A question to my learned Financial friend, in the interest of balance, if ones Investment Portfolio returns around 15% + annual growth; which makes most financial sense - Outright Purchase or Monthly Rental?
Last edited by JFDIT on Fri Jan 07, 2022 4:11 pm, edited 1 time in total.
XC40 MY24 B4 Ultimate Dark, Black Leather, Crystal White, 20" Rims
Lincolnshire England.
qrt31
Posts: 172
Joined: Mon Aug 02, 2021 10:30 am

Post by qrt31 »

JFDIT wrote: Fri Jan 07, 2022 11:39 am Semantics.
I rent my XC40, no upfront payment, no final payment, no option to purchase, just a car on my drive for as long as I want for one monthly fee and 3 months notice to switch or dump. Simples. It suits me perfectly at this time. What is your problem with that?
No problem with that. Just pointing out that over the long term it is much more expensive. We each assign different values to different things. I would never assign a value of £9,000/yr to the P8, which is what the Pro at 10,000 miles/yr would be (with a 3 yr contract - more like £10k/yr month by month). And I also value long-term ownership over getting new things frequently.
qrt31
Posts: 172
Joined: Mon Aug 02, 2021 10:30 am

Post by qrt31 »

JFDIT wrote: Fri Jan 07, 2022 3:32 pm In as much as renting a vehicle from Hertz is a finance deal then yes you are correct. But what is your point?

A question to my learned Financial friend, in the interest of balance, if ones Investment Portfolio returns around 15% + annual growth; which makes most financial sense - Outright Purchase or Monthly Rental?
Only point was that from a legal/regulatory perspective, subscription is regarded as a financial product. With regard to the other issue, I of course take your point, but it is all about balancing certainty and risk, as well as thinking about how often I actually need to change my car. Last car I had for 11 years.
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