Loving my 1 year young XC40 :)

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JFDIT
Posts: 1240
Joined: Tue Sep 28, 2021 5:21 pm

Post by JFDIT »

@Oldie, I'm very happy with the Volvo Subscription. You should try it.
XC40 MY24 B4 Ultimate Dark, Black Leather, Crystal White, 20" Rims
Lincolnshire England.

Mikeg1
Posts: 495
Joined: Tue Nov 02, 2021 7:14 pm

Post by Mikeg1 »

Am I the only one who's so fed up with these "my way is the only way" rants?

Recently on a FB sponsored ad for Volvo's CbV I had some bigot describing subscribers as "brain dead", "it's more than a mortgage" etc😲

I'm mortgage free. But my car outright purchase days are over. I personally feel in today's state of flux in the market it makes zero sense to commit a big chunk of capital to either ICE or EV (or a combination). But that's just me.

if another preferred it, I'd say "crack on". I wouldn't feel the need to point out the downsides and the uncertainty of tyres etc. Even if purchase isn't the future. Life's too short.

I don't have CbV. If I did, it would be because I valued the peace of mind and fixed budget it would provide.

Not sure why we feel the need to convince others that their way of running a new car is wrong 🤔
Mike. West Yorks.

MY22 B4P R Design 8 sp auto, Thunder Grey with Climate, Park Assist, Android Auto, Car Protection & mudflaps, Service Plan.

Ordered 02/11/21, collected 17/11/21
JFDIT
Posts: 1240
Joined: Tue Sep 28, 2021 5:21 pm

Post by JFDIT »

@Mikeg1,
Thank you.
XC40 MY24 B4 Ultimate Dark, Black Leather, Crystal White, 20" Rims
Lincolnshire England.
hotfrog
Posts: 50
Joined: Tue Jun 22, 2021 11:26 am
Location: Longfield Kent UK

Post by hotfrog »

Finance deals are aok but in round terms cost £200 / month
and more in interest charges. If you swallow that it's all good.
XC40 R-design B4 FWD 7 speed. Ordered 14/10/21 Delivered 13/1/22
Pilot Assist, 360 deg cam, Panoramic roof etc.
JFDIT
Posts: 1240
Joined: Tue Sep 28, 2021 5:21 pm

Post by JFDIT »

CbV, or Volvo Subscription is not a finance deal.
XC40 MY24 B4 Ultimate Dark, Black Leather, Crystal White, 20" Rims
Lincolnshire England.
Deleted User 3359

Post by Deleted User 3359 »

JFDIT wrote: Thu Jan 06, 2022 8:30 pm CbV, or Volvo Subscription is not a finance deal.
Quite, it's a long term hire agreement...
qrt31
Posts: 172
Joined: Mon Aug 02, 2021 10:30 am

Post by qrt31 »

JFDIT wrote: Thu Jan 06, 2022 8:30 pm CbV, or Volvo Subscription is not a finance deal.
According to the Financial Conduct Authority it is. The FCA considers CbV subscription a financial product, whereas outright purchase is not.
JFDIT
Posts: 1240
Joined: Tue Sep 28, 2021 5:21 pm

Post by JFDIT »

Semantics.
I rent my XC40, no upfront payment, no final payment, no option to purchase, just a car on my drive for as long as I want for one monthly fee and 3 months notice to switch or dump. Simples. It suits me perfectly at this time. What is your problem with that?
XC40 MY24 B4 Ultimate Dark, Black Leather, Crystal White, 20" Rims
Lincolnshire England.
Mikeg1
Posts: 495
Joined: Tue Nov 02, 2021 7:14 pm

Post by Mikeg1 »

JFDIT wrote: Fri Jan 07, 2022 11:39 am
I rent my XC40.....3 months notice to switch or dump. Simples. It suits me perfectly at this time. What is your problem with that?
Beats me. We each get a car on the drive in the way which suits us best. There is no *best way*.

I won't be here in 25 yrs. But by then, not only will outright car purchase/ownership no longer be a thing, even exclusive use of a vehicle will become rarer.

🤷🏻‍♂️
Mike. West Yorks.

MY22 B4P R Design 8 sp auto, Thunder Grey with Climate, Park Assist, Android Auto, Car Protection & mudflaps, Service Plan.

Ordered 02/11/21, collected 17/11/21
JFDIT
Posts: 1240
Joined: Tue Sep 28, 2021 5:21 pm

Post by JFDIT »

I suspect you could be right. Land Rover currently have a Banded rental scheme where you pay a monthly fee which gives you access to any car within your subscribed Band. All cars less than two years old but not necessarily new. Probably the best way to have a Land Rover if my experience is anything to go by!
Last edited by JFDIT on Fri Jan 07, 2022 1:43 pm, edited 1 time in total.
XC40 MY24 B4 Ultimate Dark, Black Leather, Crystal White, 20" Rims
Lincolnshire England.
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