Insurance quotes

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Physiogirl

Post by Physiogirl »

scottpcs wrote: Thu Oct 11, 2018 10:43 pm
hdasmith wrote: Thu Oct 11, 2018 8:02 pm
scottpcs wrote: Thu Oct 11, 2018 3:54 pmPerhaps if I lived in the sticks somewhere I might get close but I still can't believe you got a quote so cheap as a new driver Physiogirl, especially on a car that costs so much!
Hi Scott, did you notice physiogirl’s quote is per month?!
Ah, that does make a difference somewhat. Must learn to read through thoroughly before commenting sometimes, thought it sounded too good to be true!

My renewal was per annum, however so that makes me feel better :D
Ohhh I wish it was yearly ohh the savings :lol: , yearly it's £2592 , monthly £216 but luckily I'm able to buy the car outright which means no PCP needed so monthly just insurance and petrol costs and the qoute of £216 is within budget and my uncle said if the premium next year is too much just look else were as you don't have to stay with them.

hdasmith
Posts: 392
Joined: Thu May 10, 2018 7:16 pm
Location: UK

Post by hdasmith »

He’s right, you’ll always be cheaper switching each year. There’s no reward for loyalty in that industry.
Inscription Pro | Pine Grey | Amber Leather | D3 FWD Manual
Ordered 11th May 2018
Delivered 6th November 2018
Physiogirl

Post by Physiogirl »

My uncle use to work for a car insurance company when he was younger now he's a salesman for Lexus that's why I always listen to him as he's very experienced.😃
Becksie
Posts: 61
Joined: Wed Mar 14, 2018 10:12 pm

Post by Becksie »

I’ve just done a quick comparison - I’m looking around £380/400 mark.
That’s full no claims, business use, Leicestershire.
Ordered 12/03/18 - D4 R Design Pro - Fusion Red.
Build date - 02/11/18 :shock:
q3billy
Posts: 187
Joined: Sun Apr 15, 2018 12:55 pm
Location: Kent

Post by q3billy »

Now there are more T3's out there I've been able to get a more realistic price.
I've been getting about £350/£400 annual quotes.
24 with 6NCB in the South East near London isn't too bad
R-Design Pro T3 | Bursting Blue | Xenium | Convenience | Intellisafe Pro | Smartphone Integration | Harman/Kardon | Powered Tailgate
Ordered: 04/04/18 | Delivered: 19/11/18 | Sold: 15/02/19

Replaced with: Mercedes-Benz E400 in red
Morse
Posts: 40
Joined: Wed Oct 10, 2018 8:36 am

Post by Morse »

Interesting some of the quotes you guys are achieving makes me quite jealous. I’ve not had a car insured in my name for over 10 years so no NCB. I am a named driver on my wife’s policy. The best quote thus far is with her insurer - Admiral on a multi car policy . I’ll see little change from £800 though to be fair I live in inner London and that includes my 3 kids being on the policy and one of them is still on a provisional licence. So I can’t complain really
T5 Inscription Pro, Pine Grey, blond interior . Intellisafe pro Xenium pack, Harmon Kardon. Ordered 25th Sept. 18. Delivered 19 Dec following a cancellation and move to earlier factory assembly slot.
olderbutnotwiser
Posts: 8
Joined: Sat Dec 07, 2019 5:04 pm

Post by olderbutnotwiser »

Any feedback on what you tell the insurer regarding factory options ?

1 / just say the trim level ( r design, etc )
2 / trim + any pack names ( winter, winter plus, etc )
3 / trim plus ignore the pack and go through everything above basic package ( heated steering wheel, heated rear seats, etc ).
stu22
Posts: 260
Joined: Mon Mar 04, 2019 12:36 pm
Location: Colchester

Post by stu22 »

We pay £346 FC on a MY2020 T3 R-design. My wifes policy with 3 years NCB, 2 claims, business use, decent postcode with me as named driver.
We were happy with that, nearly half the cost of our 2017 Tiguan we had before.
Mxyzptlk
Posts: 3
Joined: Tue Dec 10, 2019 3:09 pm

Post by Mxyzptlk »

olderbutnotwiser wrote: Sun Dec 08, 2019 10:55 pm Any feedback on what you tell the insurer regarding factory options ?

1 / just say the trim level ( r design, etc )
2 / trim + any pack names ( winter, winter plus, etc )
3 / trim plus ignore the pack and go through everything above basic package ( heated steering wheel, heated rear seats, etc ).

You generally tell them the make, model, reg number, possibly trim level.

They aren't interested in add ons, packs, whether it has mud flaps etc.

Unfortunately neither is anyone else when you come to sell. Add ons, Packs, extras are just for you. They might make it easier to sell but generally don't add any value.
Mxyzptlk
Posts: 3
Joined: Tue Dec 10, 2019 3:09 pm

Post by Mxyzptlk »

Mine's a T4 AWD RDesign and I pay £245/annum with LV. Two named drivers, no business use.
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